分期乐逾期后是否会打电话给家里人催收?已联系父母,该如何应对?
分期乐逾期打电话给家里人合法吗
Staging loans are a popular way to finance purchases and pay them back over time. However, sometimes things hen that can cause a borrower to fall behind on their payments. When this hens, the lender will typically take steps to collect the overdue payments.
One of the methods that lenders may use to collect overdue payments is to contact the borrower's family members. While there is no law that explicitly prohibits this, many lenders have policies that prohibit them from contacting anyone other than the borrower about their debt.
In most cases, lenders will attempt to contact the borrower directly to resolve the overdue payments before resorting to contacting family members. If you are struggling to make your payments, it is important to communicate with your lender and try to work out a plan to get back on track.
Remember, falling behind on your payments can have serious consequences, including damage to your credit score and additional fees and interest charges. It is important to take action as soon as possible if you are having trouble making your payments on time.